A company's AI customer-service chatbot gives wrong advice or makes a promise the company would not make. The customer suffers a financial loss and sues, and courts have held that a company is responsible for what its chatbot says.
This is an educational research summary built from public information. Allegations in pending cases are unproven, and the insurance notes above are for discussion, not coverage advice. Whether any policy responds depends on its specific wording, exclusions, endorsements, the facts, and applicable law.