Plaintiffs have sued companies that use AI chat and phone-ordering tools under California's wiretapping law (CIPA), alleging the AI vendor acts as an unauthorised third-party listener. Courts have let such claims proceed, including in Jones v. Peloton and Taylor v. ConverseNow.
This is an educational research summary built from public information. Allegations in pending cases are unproven, and the insurance notes above are for discussion, not coverage advice. Whether any policy responds depends on its specific wording, exclusions, endorsements, the facts, and applicable law.